Stephen Hasner | Workers' Compensation | January 14, 2016
When you suffer an on-the-job injury in a work-related accident, it is important that you are aware of your rights as an employee. Specifically, you should understand your right to file a workers’ compensation claim to seek coverage for your losses related to the injury.
Educate yourself about what you can expect as a workers’ compensation claimant in Georgia before you file your claim. The Georgia State Board of Workers’ Compensation provides an FAQ to help answer any questions you may have. Furthermore, an experienced workers’ compensation attorney can help you understand any unfamiliar concepts you come across. The following items are meant to help you understand the process of filing a claim.
1. Workers’ compensation is a no-fault benefit.
This means that you do not have to prove that another party was at fault in order to receive benefits through a workers’ compensation claim. However, this does not mean that you do not have responsibilities as a claimant. You need to notify your supervisor of your injury within 30 days of your accident, for example.
2. Workers’ compensation pays for all related medical expenses.
Injuries often come with substantial medical expenses.These can include doctor visits, the costs of hospitalization, physical therapy, medication, surgery, and the use of disability aids. All of these can be covered by workers’ compensation.
3. Workers’ compensation provides partial wage replacement benefits.
When you are out of work to recover from your injury, you can also receive compensation for your lost wages through workers’ compensation. However, you will not receive compensation for the full amount of money you normally make. As outlined in the Georgia workers’ compensation handbook, you will receive two-thirds of your average weekly pay up to a maximum level set by the system.
4. Workers’ compensation may provide benefits if a workplace accident makes a pre-existing condition worse.
Many individuals worry that if their medical problems existed prior to their accident, they cannot receive compensation if a workplace accident makes them worse. But this is incorrect. Even if your condition existed before your accident, if the accident made it worse, you may seek compensation through workers’ compensation. However, it can affect the amount of money you receive, especially if you have received compensation for that injury previously.
5. Workers’ compensation provides benefits for permanent disabilities.
If you are permanently disabled due to a workplace accident, you can seek compensation for your lifetime needs. This is true whether you are completely unable to work after the accident or simply unable to take on the same type of work you performed previously.To determine an appropriate compensation amount and length of time for your disability, a physician must evaluate your case and determine the type and extent of your injury.
Workers’ Compensation Lawyers in Savannah and Atlanta
If you have been injured in a work-related accident, you may be entitled to receive financial support for your losses through a workers’ compensation claim. Work with an experienced Georgia workers’ compensation lawyer to learn more and begin the process of getting the money you need. Schedule your free legal consultation with our team at Hasner Law, P.C., today. Contact us now to begin.