What Determines the Value Of A Car Accident Claim?
Can You Recover Money For Your Accident Injuries In Georgia?
When you’ve been injured in a car accident, you can suffer physically, emotionally and financially. In some cases, it might make sense to consider taking legal action if you have been injured by a negligent driver in Georgia. State law allows you to recover lost wages, the cost of medical treatment, and compensation for your pain and suffering. This is especially important for people who are unable to work due to an injury incurred in the accident. Georgia law is set to protect people who are in this situation. The intent of Georgia’s accident law is to award you damages that will “make you whole” – in other words, put you in the same position you were in before the accident, financially and physically, or as near to it as possible.
Sometimes the claim process requires dealing directly with another driver, but more often than not it will include at least one insurance company. The insurance company will look to provide the least amount of compensation possible. This is why drivers injured in Georgia should know how to determine the value of their accident claims.
How Do You Determine The Value Of Your Accident Claim?
Each car accident is different, so each will have its own unique value. There are, however, three kinds of damage the state law will compensate a person for when they are injured in a car accident in Georgia, along with several factors that could affect how much each is worth.
Medical expenses, with the exception of any discount the negligent driver’s insurance company may negotiate since you are entitled to have insurance cover your treatment and pharmaceutical bills. If you are found not at fault for the accident, your insurance company shouldn’t have to cover these bills, and the negligent driver’s insurance company should award compensation for medical expenses.
Lost wages (and lost earning capacity), not including any amount your employer may have paid you in sick leave or vacation time, as the law says you are entitled to be compensated as though you have no paid sick leave (business owners can also at times collect lost profits).
Pain and suffering, which usually involves taking your earning and medical losses into account and multiplying them by a number determined by factors like: how serious the collision impact was; how serious the treatment you received was; any preexisting injury and whether the accident made the injury worse; whether your vehicle had substantial value before the accident; and, where the case is filed, since juries in Georgia vary from county to county.
Contact A Georgia Attorney If You Need to Make an Accident Claim
If you’ve been in an accident and need to file a claim, it’s advisable to have experienced, dedicated counsel on your side. The insurance companies will have lawyers on theirs, after all. Contact the accident attorneys at Hasner Law to file your accident claim. You can also call Hasner Law’s Atlanta office at 678-888-HURT (4878) or our Savannah office at 912-234-2334.