Macon Rideshare Accident Lawyer

Stephen R. Hasner
Managing Partner at Hasner Law PC
June 5, 2024

Key Takeaways About Rideshare Accidents in Macon

  • Rideshare accidents involve a three-part liability system, depending on the driver’s status (app off, app on/no passenger, app on/passenger onboard), determining insurance applicability.
  • Insurance coverage from rideshare companies varies and includes liability, uninsured/underinsured motorist, and medical payments, with state-dependent coverage limits.
  • Third-party claims in rideshare accidents may involve complex liability and require seeking compensation from multiple insurance providers.
  • Working with a Macon rideshare accident attorney helps navigate complex liability, insurance negotiations, proving damages and potentially handling litigation, safeguarding the victim’s rights and interests.
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Ridesharing services have undoubtedly revolutionized how we commute, offering convenience at our fingertips. With the tap of a screen, we can summon a ride, making transportation more accessible than ever. However, as the popularity of rideshare services like Uber and Lyft has surged, so too have the complexities surrounding accident claims involving these platforms. Understanding the nuances of these claims is essential for anyone who relies on these services and those who share the road with rideshare vehicles.

When faced with the aftermath of a rideshare accident, the guidance of an experienced legal partner is not just valuable—it’s a necessity. At Hasner Law, we have a deep understanding of the unique challenges that rideshare accident claims present. Our team of skilled Macon rideshare accident lawyers is ready to stand by your side, advocate for your rights, and ensure you receive the benefits and support you deserve. Contact Hasner Law today and let us help you secure the best possible outcome for your case.

Understanding How Liability Works in a Rideshare Accident

The rise of ridesharing services, such as Uber and Lyft, has revolutionized the way we commute. These convenient apps have made transportation more accessible, but they’ve also introduced new complexities when it comes to accidents. Understanding liability in rideshare accidents is crucial for all parties involved, as it can significantly impact the outcome of compensation claims. 

The Rideshare Business Model

Rideshare companies classify their drivers as independent contractors, not employees. This distinction often complicates matters when it comes to determining liability. When a rideshare driver is involved in an accident, it raises questions about whether the driver was acting within the scope of their employment at the time. In most cases, if the accident occurred while the driver was actively engaged in a passenger pickup or ride, the rideshare company’s insurance will apply. However, if the driver was not actively working for the rideshare company at the time, their personal insurance would typically be responsible.

The Three-Part System

Liability in rideshare accidents often follows a three-part system:

  • Phase 1: App Off—When the driver is not using the rideshare app and is not available for rides, their personal insurance applies.
  • Phase 2: App On, No Passenger—If the driver is available to accept rides but has not yet accepted a passenger, the rideshare company’s insurance provides limited coverage. This includes liability coverage in case the driver causes an accident while searching for passengers.
  • Phase 3: App On, Passenger Onboard—Once a passenger is in the vehicle, the rideshare company’s insurance generally provides full coverage for any accidents which occur during the ride.

In rideshare accidents, liability is assigned to the party at fault. If the rideshare driver is responsible for the accident, their insurance, whether it’s their personal or the one provided by the rideshare company, would be liable to cover the damages. If another driver is at fault, their insurance typically covers the damages.

Insurance Coverage Amounts

Rideshare companies are required to provide insurance coverage, and the coverage amounts can vary. The coverage often includes liability coverage, uninsured/underinsured motorist coverage, and medical payments coverage. It’s essential to understand the coverage limits in your state, as they can impact the compensation you receive in the event of an accident.

Third-Party Claims

In some cases, third parties, such as pedestrians or passengers of other vehicles involved in the accident, may need to file claims. Liability for these parties can be more complex, as they may need to seek compensation from multiple insurance providers, including the rideshare company’s policy and the at-fault driver’s policy.

The Importance of Working With a Rideshare Accident Attorney

The advent of ridesharing services has undeniably transformed the way we get from place to place. However, the prevalence of rideshare vehicles on our roads has also given rise to a new set of challenges, particularly in the event of an accident. That’s why it’s crucial to understand why working with an experienced rideshare accident attorney is essential when filing a rideshare accident claim. 

Complex Liability Issues

Rideshare accidents often involve complex liability issues, particularly because of the unique three-phase system that rideshare companies follow. Experienced attorneys specializing in rideshare accidents possess in-depth knowledge of this system, allowing them to determine liability accurately. 

Navigating Insurance Hurdles

Dealing with insurance companies, whether it’s the rideshare company’s insurer, the driver’s personal insurer, or those of other involved parties, can be daunting. Insurance providers have a vested interest in minimizing payouts. An experienced rideshare accident lawyer knows the ins and outs of negotiating with insurers and can advocate on your behalf to ensure you receive fair benefits. 

Proving Damages

In a rideshare accident claim, proving damages is not limited to medical bills and property damage. It often extends to lost wages, pain and suffering, and, in some cases, punitive damages. A rideshare accident attorney will evaluate the full extent of your damages, including potential future medical costs and lost earning capacity, ensuring that you seek and receive the compensation you deserve.

Legal Procedures and Litigation

While many rideshare accident claims can be resolved through negotiation and settlement, some may necessitate litigation. Having a rideshare accident lawyer experienced in personal injury law and litigation can be invaluable in such cases. They can represent you in court, present your case effectively, and navigate the legal procedures with expertise, ultimately working to secure a favorable outcome.

Protecting Your Rights and Interests

Above all, a Macon rideshare accident attorney serves as a dedicated advocate for your rights and interests. They are there to ensure you are not taken advantage of during the claims process and receive the support and benefits necessary to rebuild your life after a rideshare accident.

Filing a Rideshare Accident Claim? Contact Hasner Law Today

Rideshare accident claims pose unique challenges, from navigating complex liability issues to dealing with insurance providers. In the face of these complexities, the importance of working with an experienced attorney cannot be overstated. A Hasner Law rideshare accident lawyer can serve as your dedicated advocate, ensuring your rights are protected, the full extent of your damages is considered, and that you receive the compensation necessary to rebuild your life after a rideshare accident.

You don’t have to face the complexities of the claims process alone. Contact Hasner Law today to benefit from our expertise in personal injury law and rideshare accident claims. Our team is committed to providing you with the legal guidance and support you need to secure the best possible outcome for your case. Schedule a consultation today by calling (678) 928-8784 or completing our contact form.

Author Stephen Headshot
Managing Partner at Hasner Law PC
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Stephen Hasner is the founder and managing partner of Hasner Law PC. Since being licensed in Florida in 1997 and in Georgia in 1999, Stephen has worked tirelessly to help Georgia residents navigate the legal process following a serious injury. This includes injuries sustained at work, in motor vehicle accidents, and in cases of personal injury. The team at Hasner Law is dedicated to securing compensation for their clients who have been injured through no fault of their own.