The driver who hit you may carry only Georgia’s minimum liability insurance. For bodily injury, that minimum is just $25,000 per person and $50,000 per accident.
After a Cobb County car accident, a single emergency room visit, diagnostic imaging, and follow-up care can exceed those limits before you even begin physical therapy.
A Marietta car accident lawyer at Hasner Law helps injured clients close the gap between what the at-fault driver’s policy covers and what the crash actually cost.
We represent drivers, passengers, and pedestrians injured in collisions across Marietta, Kennesaw, Smyrna, and throughout Cobb County. Call 678-888-4878 to speak with an attorney about your case at no charge.
How Does Hasner Law Handle Marietta Car Accident Cases?
Our attorneys approach car accident claims in Cobb County by identifying every potential source of compensation, not just the at-fault driver’s liability coverage.
Managing Partner Stephen Hasner began his career on the defense side of insurance disputes, giving him valuable insight into how adjusters assess claims internally and where their strategies are most vulnerable.
Why Does That Background Matter in a Car Accident Case?
Insurance companies follow internal playbooks when they process car accident claims. Our attorneys know those playbooks because they once helped write them. That experience helps us anticipate how the adjuster assigned to your case plans to minimize the payout.
Senior Attorney Judy Blackwell presided over more than 500 cases as an Administrative Law Judge with Georgia’s State Board of Workers’ Compensation. Senior Attorney Pearce Taylor also came from the defense side.
Our Kennesaw office at 4255 Wade Green Rd NW sits minutes from Marietta, and we handle car accident cases in Cobb Superior Court and Marietta State Court regularly.
What Happens When You Hire a Marietta Car Accident Attorney?
Your case gets attorney oversight from the start. We limit caseloads so you talk directly with the lawyer handling your claim.
- We identify all liable parties and all available insurance coverage, including uninsured/underinsured motorist (UM/UIM) policies on your own vehicle
- We gather the police report, medical records, witness statements, and any traffic or dashcam footage
- We handle all communication with every insurance company involved
- We prepare for trial from day one, even when the goal is a fair settlement
- Bilingual legal support is available in English and Spanish
A low offer from the at-fault driver’s insurer is not the end of the conversation. It is usually the beginning.
Why Do Georgia’s Insurance Minimums Matter in a Marietta Car Accident Claim?
Georgia’s minimum auto insurance requirements leave a significant gap between what coverage pays and what a serious car accident actually costs. The table below compares Georgia’s required minimums against common crash-related expenses.
| Georgia Minimum Coverage | Limit | Common Real-World Cost |
| Bodily injury per person | $25,000 | A single ER visit with imaging and follow-up may exceed $30,000 |
| Bodily injury per accident | $50,000 | A two-car crash with two injured occupants may generate combined medical bills above $100,000 |
| Property damage per accident | $25,000 | A totaled late-model vehicle often exceeds $25,000 in replacement value |
When the at-fault driver carries only minimum coverage, your own UM/UIM policy may bridge part of the gap.
Georgia law under O.C.G.A. § 33-7-11 requires insurers to offer uninsured motorist coverage unless you reject it in writing.
Why Are Cobb County Car Accident Claims Often More Complicated Than They Seem?
Cobb County’s busy commuter routes and interstate corridors make crash claims especially fact-specific. GOHS reports that Georgia recorded 1,615 traffic fatalities in 2023, based on federal FARS data, while county-level crash data from 2020–2024 comes from GDOT crash databases.
That data matters because serious crashes are not rare, isolated events. In a Marietta car accident claim, local crash patterns, roadway design, interstate merge conditions, and the available insurance coverage can all affect how fault and damages are evaluated.
What Insurance Policies Might Apply to a Single Cobb County Car Accident?
Several types of coverage may apply to a single Cobb County car accident claim, and overlooking even one source may leave money on the table.
- The at-fault driver’s bodily injury liability policy
- Your own UM/UIM coverage if the other driver is uninsured or underinsured
- Medical payments coverage (MedPay) on your own auto policy, which pays regardless of fault
- Health insurance, which may cover treatment but often involves subrogation, meaning your health insurer may seek repayment from your settlement
A Marietta, GA car accident attorney reviews every available policy to maximize the total recovery.
How Does Comparative Fault Work in a Georgia Car Accident?
Georgia’s modified comparative fault rule under O.C.G.A. § 51-12-33 reduces your compensation by your share of blame. If your fault reaches 50% or more, you recover nothing.
How Do Adjusters Use Comparative Fault in Cobb County Crash Claims?
Adjusters in Cobb County car accident cases look for any evidence that the injured driver shares blame for the collision.
An adjuster might argue you were speeding on Cobb Parkway or failed to brake in time on I-75 near the South Marietta Parkway merge. Even partial fault reduces your payout dollar for dollar.
- Police report language noting speed, lane position, or failure to yield
- Intersection design and traffic signal timing at the crash location
- Gaps in medical treatment that suggest injuries are less severe than claimed
- Delayed medical care, which the insurer frames as evidence the injury is unrelated to the crash
Countering those arguments with strong evidence is one of the most effective ways to protect the value of your claim. Call 678-888-4878 before giving a recorded statement to any insurer.
What Types of Car Accident Claims Does Hasner Law Handle in Cobb County?
Our Marietta auto accident lawyers handle a range of collision types across Cobb County. The type of crash affects both the injuries involved and the legal approach for proving fault.
- Rear-end collisions on I-75 and I-285, where sudden stops in heavy traffic lead to chain-reaction crashes
- Intersection collisions at high-volume crossings like South Cobb Drive and Cobb Parkway
- Highway merge crashes near the I-75/I-575 interchange, where lane changes happen at speed
- Head-on collisions on two-lane roads in West Cobb and Powder Springs
- Hit-and-run crashes, where UM coverage on your own policy may be the primary source of recovery
The legal approach differs by crash type. A rear-end collision on the interstate raises different evidence questions than a left-turn collision at a signalized Marietta intersection.
What Compensation May Be Available After a Marietta Car Accident?
Compensation in a Georgia car accident claim depends on the severity of injuries, the financial losses tied to the crash, and the strength of the fault evidence. Georgia law allows injured drivers to pursue both economic and non-economic damages.
Hasner Law has recovered more than $1 billion for injured clients across Georgia, but every case depends on its own facts, insurance coverage, injuries, and evidence.
What Economic Damages Do Car Accident Victims Recover in Georgia?
Economic damages cover the financial losses you have already paid or expect to pay because of the crash.
Medical bills, ambulance costs, surgery, physical therapy, prescription medication, and future treatment all fall into this category.
Lost wages from missed work and reduced earning capacity also qualify. These amounts rely on documentation, including medical records, pay stubs, and billing statements.
How Does Georgia Calculate Pain and Suffering in a Car Accident Case?
Georgia does not use a fixed formula to calculate pain and suffering or other non-economic damages.
The severity and duration of the injury, the impact on daily activities, and whether the injury is permanent all factor into the amount.
Non-economic damages also account for emotional distress and loss of enjoyment of life caused by the crash.
When Might a Cobb County Car Accident Case Involve Punitive Damages?
Georgia allows punitive damages only in rare cases involving willful misconduct, fraud, or extreme recklessness.
A Cobb County car accident caused by a drunk driver or a driver racing on I-75 might support a punitive damages claim.
These damages punish the wrongdoer rather than compensate the injured party.
How Long Do I Have to File a Car Accident Lawsuit in Georgia?
Georgia gives injured drivers two years from the date of the crash to file a personal injury lawsuit under O.C.G.A. § 9-3-33. Missing that deadline almost always bars the claim permanently.
Are There Shorter Deadlines for Government Vehicle Crashes?
Yes, shorter notice deadlines apply when a city, county, or state vehicle caused or contributed to the crash. Claims against the City of Marietta or Cobb County typically require written ante litem notice within six months.
Ante litem notice is a formal written demand that must be sent to the government entity before filing suit. Claims against the State of Georgia require notice within 12 months. These deadlines include specific content and delivery requirements beyond just timing.
Ask Hasner Law
How much does a Marietta car accident lawyer cost?
Hasner Law handles every car accident case on a contingency fee basis, meaning you pay no attorney fees up front. You owe nothing unless we recover compensation for you.
The fee comes out of the settlement or verdict, not your pocket. Your initial consultation is free.
What if the other driver’s insurance only offers a low settlement?
A low offer from the at-fault driver’s insurer does not set the value of your claim. Adjusters make low initial offers because many people accept them.
A Marietta, GA car accident attorney reviews the full scope of your medical bills, lost income, and pain before responding to any offer. Additional coverage from UM/UIM policies on your own vehicle may also apply.
Do I need a lawyer if the other driver got a ticket?
A traffic citation is strong evidence of fault, but it does not guarantee full compensation. The insurer may still argue you shared blame, dispute the extent of your injuries, or offer less than your claim is worth.
A lawyer handles those disputes and builds the evidence file needed to counter them.
What if I was hit by an uninsured driver in Marietta?
You may still have a path to recovery through your own uninsured motorist coverage. Georgia law requires insurers to offer UM coverage on every auto policy.
If you did not reject it in writing, your policy likely includes it. A Cobb County car accident lawyer reviews your coverage options to identify every available source of payment.
FAQs for Marietta Car Accident Lawyer
How long do most car accident cases in Cobb County take to settle?
Most Cobb County car accident cases settle within 6 to 18 months. The timeline depends on the severity of injuries, the complexity of fault issues, and whether litigation is needed.
Cases involving disputed liability or multiple parties often take longer. Accepting a settlement before reaching maximum medical improvement may undervalue the claim.
What happens if the at-fault driver lies about what happened?
The at-fault driver’s version of events does not control the outcome of a car accident claim. Police reports, traffic camera footage, witness statements, and physical evidence from the crash scene all carry weight.
An attorney gathers and preserves that evidence early, before it becomes harder to obtain.
What if my car was totaled but I was not seriously hurt?
You may still have a valid claim for property damage, rental costs, and any soft tissue injuries that develop after the crash. Some injuries, including whiplash and concussion symptoms, do not appear right away.
Getting a medical evaluation and speaking with a lawyer before settling protects you from closing the claim too early.
Does Georgia require uninsured motorist coverage?
Yes, Georgia requires auto insurers to offer uninsured motorist (UM) coverage on every policy under O.C.G.A. § 33-7-11.
The coverage applies unless you rejected it in writing. If you did not opt out, your policy likely includes UM protection that covers your injuries when the at-fault driver has no insurance or not enough insurance.
What if I was partly at fault for the car accident?
You may still recover compensation if your share of fault stays below 50% under Georgia’s modified comparative fault rule. Your payout decreases by your percentage of responsibility.
Talk to a Marietta Car Accident Lawyer About Your Claim
The insurer assigned to your crash is already building a file. Every recorded statement, medical record request, and damage estimate feeds into their strategy for paying as little as possible. Waiting to respond gives them more room to control the outcome.
Hasner Law represents injured drivers across Marietta, Kennesaw, Smyrna, and all of Cobb County. Our Kennesaw office is minutes from Marietta, and we handle car accident claims in Cobb Superior Court and Marietta State Court.
No Fee Unless We Win — you pay nothing unless we recover money for you. Call 678-888-4878 to discuss your Marietta car accident claim with a lawyer who handles these cases in Cobb County courts.
